Safe Investments Depend Upon:

NAME

The ratio of the amount

of the loan to the value of the security.

The nature of the claim on the pledged property. The amount of revenue available for paying in. terest and principal.

The record of the bor. rower for discharging obligations.

The safeguards supplied to make the investor's claim enforceable.

Caldwell & Company, through many years of widest experience in the field of southern finance, and through close contacts with leading investment bankers in the great financial centers, is able to render a peculiarly complete service to banks, institutions and individuals interested in southern bonds of communities, corporations and building projects.

ADDRESS:

Caldwell & Co.

INVESTMENT BANKERS Southern Municipal, Corporation and First Mortgage Bonds

1416 Union St., Nashville, Tenn. OFFICES IN PRINCIPAL CITIES

REPORT just issued by the New A York Better Business Bureau gives

additional news about a scheme on which we have commented in these columns, and about which many readers have written during the past few months:

"Restraining action against sales of 'bankers shares' of Ford Motor Company of Canada stock was obtained by the Attorney-General of this State on April 1. For several months prior to such proceedings this Bureau had distributed facts about the scheme to other bureaus, chambers of commerce, and newspapers throughout the country. The Ford of Canada shares were purchased under the 'bankers shares' scheme for from $460 to $520 and sold to the public for $600 to $750. One hundred units, or 'bankers shares,' were issued against one share of Ford stock, which was held in trust. Circulars offering 1/100 interests at $6 or $7.50 were broadcast through the mails. "In the sale of such 'shares' Supreme Court Justice Callaghan enjoined against 'further perpetrating a fraud upon the people of the community,' Philip L. Wing, operating under the name of 'The Continental Company,' 119 Nassau Street, and Arthur and Virginia Marshall, operating as 'Marshall & Co.,' 111 Broadway."

What 2% Extra Will Do An investor with $25,000 at 6% converted his money into 8% Florida First Mortgage Bonds. For ten years he reinvested the extra 2%, or $500, and thus his principal grew to $32,208 which at 8% paid him $2,577 annually, a gain of 71.8% over his former 6% income of $1,500. How this was done is shown in one of the charts and tables in our new booklet, "2% to 4% Extra." Mail the coupon for free copy.

Write to

TRUST COMPANY OF FLORIDA

Paid-in Capital and Surplus $500,000/

MIAMI

Name.. Street.

City..

HOTEL CHELSEA

23d Street at Seventh Avenue New York City

12-Story Fireproof Building

THE

TO THE

SOUTH

EAST COAST

OVERLOOKING KIMBALL LAKE Near the White Mountains. The place you always wanted to know about, where you could rest and enjoy yourself. Boating, bathing, fishing, tennis, horseback riding, mountam climbing. Nights around the camp fire. Private cabins among the pines. Reduced rates for September. H. C. BEMIS, South Chatham, N. H.

New York

Interbrook Lodge and Adirondacks cottages, Keene Valley, N. Y. "Best moderate-price hotel in mts." Located in spruces and piues. 1,500 ft. elevation. 400-acre farm in connection. State certified Jersey herd. Rates $18 to $20 per week. Illustrated booklet. M. E. LUCK, Prop.

FENTON HOUSE and COTTAGES
Adirondacks
Altitude 1,571 ft. A noted place for health
and rest. Write for folder and particulars.
C. FENTON PARKER, Number Four, N. Y.

Acene Valley Inn, Keene Valley, N. Y.

Adirondack Mts. Rates $18 to $30 per 35 rooms. Fresh vegetables, own garnis, dancing, golf course two miles. Tee for Sept. W, W. BLOCK, Prop.

"INTERPINES"

Beautiful, quiet, restinfand homelike. Over 26 years of successful work. Thorough, reliable, dependable and ethical. Every comfort and convenience. Accommodations of superior quality. Disorder of the nervous system a specialty. Fred. W. Seward, Sr., M.D., Fred. W. Seward, Jr., M.D., Goshen, N. Y.

in September when bass fishing is best. The

most beautiful month to vacation in the

Adirondacks. Cottages, bungalows, and tents. Excellent table. Write for booklet and reference. E. J. BENNETT, Raquette Lake, N. Y.

New York City HOTEL CLENDENING

202 West 103d Street Within a few minutes of all New York attractions. aud Comfortable rooms suites, exceptionally fine cuisine, and an atmosphere that pleases particular people. Write for Booklet O and Map of New York

Hotel Judson 53 Washington Sq., New York City Residential hotel of highest type, combining

Stations and Steamship Piers. COMFORTABLE

REASONABLE RATES Monthly or Yearly Quotations for permanent guests. Interesting map O. L. of New York City sent free upon request. Knott Hotel Chain ROLFE H. KILBY, Mgr.

A Mart of the Unusual ORCHID PLANTS FOR SALE A fine private collection of 800 plants to be sold at once at a great bargain. Among them are many varieties and choice Cattleyas and Lælias. If interested, please apply immediately to 4,405, Outlook.

Times Bldg.

New York

TRAVEL!

E. Bailey-his eleventh Egyptian To EGYPT January 16, 1926, with Prof. Albert party. Abu Simbel. Camp in the Fayum. ROUND the WORLD January 6, 1926, with

Arthur K. Peck. Visit the unspoiled hinterland. Motor 1200 miles in Java.

To MISSION FIELDS in the far East. Sep

tember 25, 1926, with Dr. Harlan P. Beach, our greatest authority on Interdenominational Missions.

To THE HOLY LAND April 8, 1926, with Bishop Shayler of Nebraska. A Churchmen's Pilgrimage with objectives primarily religious.

To NORTH AFRICA February 25, 1926, with

Albert Kelsey, F.A., I.A. Unique route including Biskra, etc., by auto; following the blossoms in Sicily and Italy.

TEMPLE TOURS 447-A Park Square Bldg.

Boston, Mass.

EGYPT

SICILY, NORTH AFRICA, SPAIN

With Dr. George H. Allen

The tour sailing from New York January 7, 1926, includes Madeira, Gibraltar, Algiers, Monaco, Naples, Athens, Constantinople, Alexandria, Cairo

The Nile Cruise of the Lotus

our own private steamer followed by Sicily. Tunis, Algeria, Morocco, Spain, and France in the ideal season, returning to New York May 12.

207

Write for illustrated booklet, now ready: BUREAU OF UNIVERSITY TRAVEL 15 Boyd St. Newton, Mass.

five members forne of my tours. Established 1900, BABCOCK'S TOURS, Inc., East Orange, N. J.

Earn Your Trip to EUROPE by securing

Real Estate Connecticut

FOR SALE

Summer residence, fully furnished, ready for immediate occupancy; small eighteenth-cen tury farmhouse, thoroughly renovated, mod ern plumbling, electric lights, and telephone, and complete screening; 11 rooms, 2 baths; aud coat-room with toilet and lavatory; butler's pantry; large kitchen with excellent range, kitchen pantry and wood and coal shed adjoining; barn and motor shed; independent water supply, ample for several houses. Tract of about 300 acres, with several available sightly building plots; altitude 1,500 ft.; over two-thirds mile frontage on Litchfield Road; two miles from village green. Address H. A. Cushing, 43 Cedar St., New York Maine

an ideal home. American plan $4 per day and up. European plan $1.50 per day and up. SAMUEL NAYLOR, Manager.

Write for information. Send no money. 11th floor, 1 Maiden Lane, New York City.

airy rooms, fireplaces, hand-carved woodwork, etc., combined with all modern comforts; 4 acres, trees, shrubs, gardens. Both fresh and salt water near by. MAINE LAKES & COAST Co., Portland, Maine Quaint artistic home for sale on AndroscogLake. Four acres, large barn suitable for camp or studio, excellent fishing, delightful summer or year-around home, modern conveniences. Price moderate. May be seen September and October. Box 24, Wayne, Me.

For other Real Estate and Classified Advertisements see next page

HELP WANTED

COMPANION-helper in family of three adults to read to elderly lady and assist in preparation of meals and light housework. Pleasant home in Summit, N.J. 6,334, Outlook.

EARN $110 to $250 monthly, expenses paid, as railway traffic inspector. Position guaran teed after completion of 3 months' home study course or money refunded. Excellent opportunities. Write for free booklet CM-27. Standard Business Training Institution, Buffalo, N. Y.

HOTELS NEED TRAINED MEN AND WOMEN. Nation-wide demand for highsalaried men and women. Past experience unnecessary. We train you by mail and put you in touch with big opportunities. Big pay, fine living. interesting work, quick advancement, permanent. Write for free book, "YOUR BIG OPPORTUNITY." Lewis Hotel Training Schools, Suite W-5842, Washington. D. C.

SALESMAN wanted. $10 daily easy. We start you in auto accessory business. No investment, no experience necessary. Exclusive territory. Motor Products Co.. 1760 Lunt Ave., Chicago.

SEAMSTRESS and mother's helper. active and experienced, not a servant, for boy 12 and girl 8, at Suminit, N. J. good wages. Room 163, 40 Wall St., N. Y. Tel. John 4708.

HELP WANTED

WOMAN-Publishing house has permanent sales position with executive future to offer woman of keen intelligence capable of earning $100 a week. Previous-business experience not necessary, but experience in educational work helpful. Refinement and determination essential for success. Traveling required-all transportation paid-liberal drawing account and commission basis. Write, stating age and qualifications, to B. E. Sparrow, 50 W. 47th St., New York City.

SITUATIONS WANTED COMPANIONABLE, mature woman to assist in adult household like member of family. Refinement essential. References exchanged. 6,341, Outlook.

COMPANION, governess, mother's assistant Educated, experienced woman. 6,339, Outlook.

ENGLISHWOMAN desires position nursery governess middle September. Country. Children 3 to 8. Experienced References. 6,300, Outlook.

EXPERIENCED hotel and institutional woman wants position as housekeeper or matron. References. 6,320, Outlook.

EXPERIENCED hotel housekeeper wants position. Best of references. 6,332, Outlook. EXPERIENCED managing housekeeper; educated, refined. 6,322, Outlook.

EXPERIENCED nurse will take companion cases, also children by day or week in absence of parents or nurses. (Protestant only.) New Rochelle 605 W. Address Nurse, 1 Pembrook Place, Stevenson Park, New Rochelle, N. Y.

EXPERIENCED teacher, university graduate, desires position in Latin department of high school or college. 6,338, Outlook. EXPERIENCED woman, dietitian and manager, desires position in school or college. 6,307, Outlook.

GOVERNESS, well educated, experienced in care of children. 6,323, Outlook.

KINDERGARTNER (graduate) wishes position as governess for small children or companion. Will travel. References exchanged. 6,333, Outlook.

MATRON wishes position, institution or housekeeper, hotel or inn. Experienced. 6,318, Outlook.

PARENTS-A lady chaperoning some of her former students in Washington city from October 1 to June 1 has room for two girls. Reference to art students (music, fine art, dramatic). Must have college entrance. Address K. M. E., 3145 17th St. N.W., Washington, D. C.

PHYSICIAN'S widow wishes to place trusted employee of sixteen years' service. Experience-domestic, nursing, and children. Position where responsibility rather than hard work is required. State particulars and salary direct to Miss Florence Avery, Cambridge, N. Y.

PRACTICAL nurse wishes to go to Florida as companion. Elderly people preferred. 6,325, Outlook.

PRIMARY teacher desires position as resident teacher-governess or companion. Congenial, adaptable, good reader, used to travel. Moderate salary. References. 6,335, Outlook. REFINED and educated young woman desires position as traveling companion or secretary. 6,321, Outlook.

REFINED young teacher desires position in home tutoring children. 6,328, Outlook. SAILING early November,two professional women, experienced travelers, will escort children or adults requiring companions to destinations in England or Europe. State terms. 6,340, Outlook.

TEACHER-English woman, age 29, trained at Oxford, six years' reference from two of the best private schools in England. One year American reference. Subjects-English, French, mathematics, junior form school. Proficient golf, tennis, riding. 2,506, Outlook. USEFUL companion, governess, or assistant in the home. Competent. 6,326, Outlook. WANTED, October 1, position of responsibility in institution or private school by woman with experience as high school principal and teacher. College preparatory work in English, Latin, French, German, history, literature. Understands invalid diet. 6,342, Outlook.

WANTED-Position as traveling com panion to young or middle-aged woman. 6,314, Outlook.

YOUNG man, physician, wants position as traveling companion. 6,329, Outlook.

MISCELLANEOUS EXPERIENCED tutor, traveled, hospital training, will receive young children in midSouthern home. Instruction in grade subjects, piano, French. Outdoor games. Competent, tactful assistants. New England management. Address 6,330, Outlook.

TO young women desiring training in the care of obstetrical patients a six months' nurses' aid course is offered by the Lying-In Hospital, 307 Second Ave., New York. Aids are provided with maintenance and given a monthly allowance of $10. For further particulars address Directress of Nurses.

WILL some one interested give use of house with grounds, city or country, to open much needed home for old people? 6,221, Outlook.

A retired teacher, with attractive home in the foothills of Adirondacks, will take in her own family a defective child to nurture and love. Best references. 6,327, Outlook.

FRO

"You can depend on a youngster to stump you with some unexpected question," said Robert Edeson, the popular actor. "Take this case, for instance: The superintendent of a Sunday school repeated to the children the text, 'Arise, and take the young child and its mother, and flee into Egypt.'

"Then the superintendent showed a large picture illustrating this text in bright colors.

"Isn't this picture fine?' he asked. 'Here is the mother. Here is the child. There's Egypt in the distance. Isn't it fine?'

"The children, however, looked disappointed, and finally a little boy piped out: 'Teacher, where's the flea?'"

The Mail Bag

A Twenty-Miler Speaks

s a quiet, non-homicidal, twentymile-an-hour Chicagoan and some time newspaper man, permit me to offer Mr. Lawrence Abbott a respectful handshake for his mild and well-done roast of the Chicago "Tribune." It was just what I have wanted to say myself to the Boss, but he has expressed it more judiciously.

Mr. Abbott's Art Institute impressions reveal his appreciation of what is of real account in Chicago. The stock-yards we only show to visitors from the East as Los Angeles shows Hollywood.

By the way-I beg your pardon-it isn't "Nuestra Señora de Los Angeles," but "Puebla de nuestra Señora la Reina de Los Angeles" and for the love of Michael and the archangels, don't call it loss angy-lees.

Take another, and another glass (of Poland) to drown the memory of this impertinence.

JOHN T. BRAMHALL.

Lifting the Veil of Darkness THE

HE American Foundation for the Blind has determined that every blind person in the United States who desires a radio and yet is unable to meet the cost of its purchase shall have a set. In its campaign for a fund for this worthy purpose it is being aided by the American Radio Association and by the press. The cost of underwriting the campaign is borne by two New York philanthropists, so

that the entire. amount of every contribution to this fund is used for radios. In order to secure the best and simplest radio possible, a committee of experts, one of whom is a member of the Bureau of Standards, Washington, D. C., was appointed to select the sets.

If the blind person can afford to contribute toward his set, he does so to whatever extent he feels he can. If he cannot afford to contribute, he receives gratuitously a set with all necessary parts, including aerial. Outside of New York the Boy Scouts are contributing their share of good will by doing the necessary wiring and installation. The Foundation has received already more. than 4,000 applications. The fund at present is sufficient for 1,800 free sets and 250 sets at half price. The campaign will be continued until there is a sufficient amount for supplying every applicant.

The blind are handicapped not only in having vastly less opportunities for work and enjoyment than those with

How Big is

YOUR World?

(Why not add a

NEW Continent?)

Our little United States is only one-nineteenth of the world. Add all America; add Europe; add Africa; add Australia -and you still have only two-thirds of the world. Add Asia-and you have it ALL!

One-third of the whole world! What do you know of Asia?

Celebes, Colombo, Hamandan, Binh, Babuyan, Barukansk, Goa-frontiers from flamboyant tropics to Arctic snows

so scattered in so vast a territory that one might bounce the United States on it like a rubber ball and never touch one of them.

Learn about these fascinating lands of Asia through ASIA Magazine.

Abd el-Krim, the George Washington of Northern Africa who fights Spain and France together, is neither savage nor fanatic but a keen capable man. (See "My Meeting with Abd el-Krim" in ASIA for October.)

Rama VI, the young King of Siam, was educated at Oxford and is a distinguished Shakespeare scholar. (See "Siamese Spires" in ASIA for October with an 8-page special insert of strange scenes from this land of contrasts.)

"Scented in coconut oil, wonderful in full grown youth; his body glows. . . . She places a wreath of red hibiscus-flowers on his dark hair." (See "Serpents in Eden," Flaherty's visit to the South Seas.) Major-General Harbord tells why the countries of Asia have forbidden Radio as if it were the plague. (In October ASIA.)

The Communist Party aims to wipe out the

appalling illiteracy in Russia. Stanley High's article in ASIA tells you just how they are succeeding.

Do you know what all the trouble in China is about? ASIA enlightens you.

You will read every word of Jane Alden's experiences in seeking light among the great religious leaders of India. ("India's 'Soul Power" in October ASIA.) Latest news from the Roy Chapman Andrews Expedition into Mongolia.

Here are India, Russia, China, Siam, Samoa, Morocco-all in October ASIA. Here are Romance, Adventure, History, Sociology, Science, Art-all in October ASIA. And all authoritative and intimate studies in a new field, making you. acquainted little by little with 900,000,000 people the forces of the future. History brews while civilization simmers.

ASIA Magazine is Adventure; ASIA is Intimate Visiting with significant people;